Life/Disability Insurance

Disability:

  • OPI offers both short term and long term disability coverage.
  • OPI self funds the short term disability.
  • Short term disability coverage is 60% of pay for 90 days with a maximum monthly benefit of $8500.
  • Long term disability is administered through Sun Life.
  • Long term disability coverage is 60% of pay with a 90 day elimination period and a maximum monthly benefit of $8500.

Life Insurance:

  • Life insurance is administered by Principal.
  • OPI offers life insurance and AD&D coverage at $250,000 for each employee.